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410 Wagon Creek Loop Creal Springs, IL 62922 Residential - Single Family Active

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Description

Experience true lake living in this beautifully maintained waterfront home on the Lake of Egypt, currently operating as a successful short-term rental and ready for its next chapter. With three finished levels and multiple outdoor living spaces, this property offers flexibility, comfort, and unbeatable water access. The main level features an inviting eat-in kitchen, comfortable living room, convenient laundry area, and a bedroom with full bath - perfect for easy main-floor living. Upstairs, you'll find a private bedroom and bathroom retreat, ideal for owners or guests seeking additional privacy. The walk-out basement expands your living space with a recreation area and an additional room currently used as a bedroom, making it perfect for entertaining or accommodating extra guests. Outdoor living is where this home truly shines. All three levels offer access to the outdoors, including screened-in porches on the main and lower levels and a balcony off the second floor - providing peaceful lake views from every angle. Down at the water, enjoy a private dock with swim platform and approximately 10 feet of water depth, making it ideal for swimming, boating, and soaking up everything lake life has to offer. Since November 2021, the property has seen numerous updates, including a new metal roof, mini-split systems, updated electric panel, added greenhouse, Helitech waterproofed basement, new driveway, tree removal, and dock improvements - giving you peace of mind and move-in-ready convenience. Appliances are included, and furniture can remain, making this a seamless transition whether you're looking for a personal lake retreat, investment opportunity, or both.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,230
Walkout Basement
Built in 1977
School District: District 1
River Front
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 2,230
County: Johnson
Subdivision: Wagon Creek
Listed By:
COLDWELL BANKER J D THOMPSON 618-997-1868
MRED MLS

Room Information

Game Room: 22X19
Bedroom 2: 12X11
Bedroom 3: 22X19
Kitchen: 15X15
Laundry: 12X10
Living Room: 19X11
Primary Bedroom: 19X11
$525,000
Est. $3,436/mo
3beds
2baths
2,230sqft
Active
BEDS3 BATHS2 full SQUARE FEET2,230 MLS#12574506
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONWagon Creek SCHOOLDistrict 1

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410 Wagon Creek Loop, Creal Springs, IL 62922.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $525,000$525,000$525,000
Down Payment $105,000$18,375$131,250
Monthly Mortgage Amount $2,552$3,091$3,243
Taxes $731$731$731
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$231$0
Monthly Estimated Total $3,436$4,206$4,127

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