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410 Wagon Creek Loop, Creal Springs, IL 62922.
Experience true lake living in this beautifully maintained waterfront home on the Lake of Egypt, currently operating as a successful short-term rental and ready for its next chapter. With three finished levels and multiple outdoor living spaces, this property offers flexibility, comfort, and unbeatable water access. The main level features an inviting eat-in kitchen, comfortable living room, convenient laundry area, and a bedroom with full bath - perfect for easy main-floor living. Upstairs, you'll find a private bedroom and bathroom retreat, ideal for owners or guests seeking additional privacy. The walk-out basement expands your living space with a recreation area and an additional room currently used as a bedroom, making it perfect for entertaining or accommodating extra guests. Outdoor living is where this home truly shines. All three levels offer access to the outdoors, including screened-in porches on the main and lower levels and a balcony off the second floor - providing peaceful lake views from every angle. Down at the water, enjoy a private dock with swim platform and approximately 10 feet of water depth, making it ideal for swimming, boating, and soaking up everything lake life has to offer. Since November 2021, the property has seen numerous updates, including a new metal roof, mini-split systems, updated electric panel, added greenhouse, Helitech waterproofed basement, new driveway, tree removal, and dock improvements - giving you peace of mind and move-in-ready convenience. Appliances are included, and furniture can remain, making this a seamless transition whether you're looking for a personal lake retreat, investment opportunity, or both.
MLS ID: 12574506
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410 Wagon Creek Loop, Creal Springs, IL 62922.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $525,000 | $525,000 | $525,000 |
| Down Payment | $105,000 | $18,375 | $131,250 |
| Monthly Mortgage Amount | $2,552 | $3,091 | $3,243 |
| Taxes | $731 | $731 | $731 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $231 | $0 |
| Monthly Estimated Total | $3,436 | $4,206 | $4,127 |