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430 Wagon Creek Loop, Creal Springs, IL 62922.
This breathtaking six-bedroom waterfront retreat sits on 1.66 acres with 537 feet of shoreline on Lake of Egypt and panoramic views of the Shawnee National Forest. Offering 6,400 square feet of thoughtfully designed living space, this property blends luxury, function, and investment potential. Inside, youll find three private master suites, three additional bedrooms, and six full bathrooms. The spacious main-level kitchen features a large island and flows seamlessly into the dining area, sunroom, and screened-in deck. Perfect for gathering and entertaining. Each master suite is positioned to capture stunning lake and forest views through expansive windows. The fully finished walkout basement adds incredible flexibility with a second full kitchen complete with a 10-foot island, additional living and dining spaces, and ample room for hosting large groups. A gentle slope leads to the private dock with swim platform and boat lift, while the lakeside firepit creates the perfect setting for relaxing evenings. Additional highlights include geothermal HVAC, composite decking, two full laundry rooms with three washers and three dryers, two safe rooms, hot tub, whole-house generator, abundant storage, and an unfinished bonus area above the garage ready for additional living space. The property offers generous parking and enough acreage to build another home or add cabins. Currently operating as a high-performing vacation rental, this property generated over $130,000 in 2025.
MLS ID: PA1264622
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430 Wagon Creek Loop, Creal Springs, IL 62922.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,375,000 | $1,375,000 | $1,375,000 |
| Down Payment | $48,125 | $0 | $275,000 |
| Monthly Mortgage Amount | $8,203 | $8,534 | $6,684 |
| Taxes | $1914 | $1914 | $1914 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $825 | $0 | $0 |
| Monthly Estimated Total | $11,343 | $10,849 | $8,999 |